2.1.3.Interest Rates in Colombia

 

'Interest rates are the price of money. If a person, company or government requires money to purchase goods or finance their operations and apply for a loan, the interest you pay on the money requested will be the cost you'll pay for that service. As with any product, the law of supply and demand exists: while it easier to get money (more choice, greater liquidity), the interest rate will be lower. Conversely, if there is not enough money to lend, the rate will be higher.’

 

http://www.economia.com.mx/tasas_de_interes.htm

 

According to El Banco de la Republica de Colombia, the rate of interest that it was growing that 2015 will remain at 4.5% with no change in this. The table can be verified as from the last month of 2012 to 2015 the interest rate has increased:

 

Tasa de Interés 2015

• viernes, 31 de julio de 2015: 4.50%

• viernes, 24 de junio de 2015: 4.50%

• viernes, 20 de marzo de 2015: 4.50%

• viernes, 30 de enero de 2015: 4,50%

Tasa de Interés 2014

• viernes, 28 de noviembre de 2014: 4,50%

• jueves, 30 de octubre de 2014: 4,50%

• viernes, 26 de septiembre de 2014: 4,50%

• viernes, 29 de agosto de 2014: 4,50%

• jueves, 31 de julio de 2014: 4,25%

Tasa de Interés 2013

• viernes, 26 de junio de 2014: 4,00%

• martes, 26 de marzo de 2013: 3,25%

• lunes, 25 de febrero de 2013: 3,75%

• martes, 29 de enero de 2013: 4,00%

• lunes, 24 de diciembre de 2012: 4,25% 

http://inflacion.com.co/tasa-de-interes-colombia.html

 

• Tasas de interés seguirán estables durante el 2015:

http://www.eltiempo.com/economia/indicadores/tasas-de-interes-en-el-2015/15146597

 

• Tasas de interés del Banco de la republica se mantiene en un 4,5%:

 

http://www.elespectador.com/noticias/economia/tasa-de-interes-del-banco-de-republica-se-mantiene-45-articulo-561994

 

 

 

2.1.4.Consumer Price Index (CPI) in Colombia

 

'About 50% of the CPI is measured by the prices of services in the country (from meals away from home, to tourist travel, through public services) and many of these define their increases in line with inflation last year , as is perfectly clear in the heading of leases.

 

The increase in market prices (especially food) is due to an increase in the inflation rate at 3%, therefore the quality of life decreases unable to have access to more products / services as their income is not enough to cover these prices, and often fail to meet all your needs. Inflation has an annual change.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Through the table can be analyzed, the CPI has increased since 2013 stood at a rate of 1.9% and in 2014 the CPI rose 3.7%, the variation is 2% for the year 2015 is given in January by 3.5% since mid-July grows to 4.5%. Analysts say it will remain at 3.5% for the remainder of the year.

 

• http://www.datosmacro.com/ipc-paises/colombia

• 'http: //www.portafolio.co/columnistas/inflacion-2015

 

 

2.1.5.The stock market trends in Colombia

 

According to the results, there is uncertainty about the behavior of the currency, growing pessimism about economic growth and the majority believes that the Issuer will maintain its intervention rates at 4.5%.

 

82% of respondents in the Survey of Financial Review (EOF) by Fedesarrollo and Colombia Stock Exchange analysts and portfolio managers consider that the Central Bank will maintain its intervention rates by 4.5% while 16.7% felt that the Issuer will increase its intervention rate by 25 basis points at the next meeting on Friday August 21.

 

In the first quarter of 2015 the Colombian economy grew at a rate of 2.8%. Under the context, respondents projections agents on the growth of gross domestic product (GDP) in 2015 is 2.8%, 0.3 percentage points lower than the previous month as expected.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

http://economia.elpais.com/economia/2015/04/15/actualidad/1429060990_180502.html

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

http://economia.elpais.com/economia/2015/04/15/actualidad/1429060990_180502.html

 

2.1.7.Factors Import and Export in Colombia

 

WHY THINK import or export?

 

There are several reasons why the decision to export or import is taken. Here are the most common:

 

• As an entrepreneur can reduce the risk of being in a single market; this also depends on the process of selecting the target market that has developed.

 

• The comparative advantages and opportunities for expanded markets through preferential arrangements, production and cost advantages.

 

• Seek higher returns in international markets and ensure the existence of the company in the long term.

 

• Better opportunities for certain products in the international market on the premises.

 

• Diversify markets to face international competition and the situation of the national economy. Besides acting as protection to enter the market of its competitors (if you come to me, I go to yours).

 

• Markets with better growth expectations.

 

• Able to make strategic alliances with foreign companies to reduce costs, improve efficiency and diversify products.

 

• The need to engage in the global market by globalization of the economy.

 

• The ability to sell higher volumes due to increased production capacity of the company, achieving economies of scale build.

 

• Create competitiveness by acquiring technology and managerial skills gained in the market.

 

http://www.colombiachamber.com/guia_para_exportar_e_importar.pdf

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

http://www.colombiachamber.com/guia_para_exportar_e_importar.pdf